Snap Finance in Murray, UT or Acima Leasing: Which is Better for You?

Seeking a lease-to-own solution in Murray, UT? We compare Acima Leasing and Snap Finance to help guide your decision

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing a Lease-to-Own Company in Murray, UT

When comparing lease-to-own companies in Murray, UT, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Murray so you can find the right company for you.

Understanding How Snap Finance and Acima Leasing in Murray, UT Work

Are there any differences in how Snap Finance and Acima Leasing work? Whichever Murray, UT lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Murray retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Murray, UT will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Murray, UT?

The items you can shop for vary based on which Murray, UT retailers are approved by Snap Finance or Acima Leasing. Typically, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

Murray, UT and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Murray, UT businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Murray businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Murray, UT or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Murray, UT

Everyone in Murray, UT deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Murray, UT. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.

With Acima Leasing, shoppers in Murray, UT also need an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Consider Acima Leasing as Your Murray, UT Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Murray, UT. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.