Choosing a Lease-to-Own Company in Midvale, UT
When picking a lease-to-own company in Midvale, UT, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Midvale so you can determine which company is right for you.
How Does Lease-to-Own in Midvale, UT Work?
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Midvale, UT follow similar models. You shop in person or online at an approved Midvale retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Midvale, UT or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Midvale, UT?
The items you can shop for vary based on which Midvale, UT retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Midvale, UT
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Midvale, UT retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Midvale stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Midvale, UT stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Midvale, UT?
Both Snap Finance and Amica Leasing aim to help shoppers in Midvale, UT with less-than-perfect credit get the items they need. Each company weighs multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Midvale, UT, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to share your email address and smartphone number.
Acima Leasing in Midvale, UT also requires an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Midvale, UT
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Midvale, UT. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.