Choosing a Lease-to-Own Company in Highland, UT
When comparing lease-to-own companies in Highland, UT, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Highland so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Highland, UT Work
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Highland, UT tend to work the same way. You shop in person or online at an approved Highland retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Snap Finance in Highland, UT or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Highland, UT?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Highland, UT. Generally, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Highland, UT Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Highland, UT as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Highland and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Highland, UT, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Highland, UT?
Both Snap Finance and Amica Leasing support Highland, UT residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Highland, UT, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.
For Acima Leasing in Highland, UT, you will also need at least $750 in monthly income in an active checking account. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Highland, UT, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Highland, UT. Choose the lease-to-own company that works best for you based on eligible retailers, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.