What to Look for in Draper, UT Lease-to-Own Companies
When comparing lease-to-own companies in Draper, UT, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Draper and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Draper, UT Work?
How does Snap Finance work? Or Acima Leasing? Most Draper, UT lease-to-own companies operate similarly. You shop in person or online at an approved Draper retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Acima Leasing in Draper, UT or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Draper, UT?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Draper, UT. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Draper, UT
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Draper, UT and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Draper and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Draper, UT stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Draper, UT?
Both Snap Finance and Amica Leasing support Draper, UT residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Draper, UT. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Draper, UT requires an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Draper, UT, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Draper, UT. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.