Choosing a Lease-to-Own Company in Cottonwood Heights, UT
When picking a lease-to-own company in Cottonwood Heights, UT, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Cottonwood Heights so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Cottonwood Heights, UT
Are there any differences in how Snap Finance and Acima Leasing work? Most Cottonwood Heights, UT lease-to-own companies operate similarly. You shop at an approved Cottonwood Heights retailer online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, pick the eligible items you want, and Acima Leasing in Cottonwood Heights, UT or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Cottonwood Heights, UT?
The items you can shop for vary based on which Cottonwood Heights, UT retailers are approved by Snap Finance or Acima Leasing. Typically, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Cottonwood Heights, UT
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Cottonwood Heights, UT and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Cottonwood Heights stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Cottonwood Heights, UT.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Cottonwood Heights, UT?
Both Snap Finance and Amica Leasing aim to help shoppers in Cottonwood Heights, UT with less-than-perfect credit get the items they need. Each company weighs multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Cottonwood Heights, UT. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Cottonwood Heights, UT also need an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Cottonwood Heights, UT, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Cottonwood Heights, UT shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.