Snap Finance in Bluffdale, UT or Acima Leasing: Which is Better for You?

Seeking a lease-to-own solution in Bluffdale, UT? We compare Acima Leasing and Snap Finance to help guide your decision

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Bluffdale, UT Lease-to-Own Companies

When selecting a lease-to-own company in Bluffdale, UT, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Bluffdale so you can determine which company is right for you.

Snap Finance in Bluffdale, UT vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Whichever Bluffdale, UT lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Bluffdale retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, pick the eligible items you want, and Acima Leasing in Bluffdale, UT or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Bluffdale, UT?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Bluffdale, UT. Generally, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.

Bluffdale, UT Snap Finance Stores vs. Acima Leasing

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Bluffdale, UT as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Bluffdale businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Bluffdale, UT.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Bluffdale, UT?

Both Snap Finance and Amica Leasing aim to help shoppers in Bluffdale, UT with less-than-perfect credit get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Snap Finance requires you to be old enough to legally enter into a contract in Bluffdale, UT. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.

Acima Leasing in Bluffdale, UT also requires an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Bluffdale, UT Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Bluffdale, UT. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.