Choosing a Lease-to-Own Company in Wills Point, TX
When comparing lease-to-own companies in Wills Point, TX, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Wills Point and Acima Leasing so you can determine which company is right for you.
Snap Finance in Wills Point, TX vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Whichever Wills Point, TX lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Wills Point and shop in person or online. Then, you apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, select the eligible products you want, and Acima Leasing or Snap Finance in Wills Point, TX will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Wills Point, TX?
The items you can shop for vary based on which Wills Point, TX retailers are approved by Snap Finance or Acima Leasing. Usually, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Wills Point, TX
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Wills Point, TX businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Wills Point businesses to national brands you love, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Wills Point, TX stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Wills Point, TX
Snap Finance and Acima Leasing both want to help shoppers in Wills Point TX get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Wills Point, TX. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.
Acima Leasing in Wills Point, TX also requires an active checking account with at least $750 in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Wills Point, TX, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Wills Point, TX. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.