How to Choose a Lease-to-Own Company in White Settlement, TX
When choosing a lease-to-own company in White Settlement, TX, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in White Settlement so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in White Settlement, TX
How do Acima Leasing and Snap Finance work? Lease-to-own companies in White Settlement, TX tend to work the same way. First, you pick from a list of approved White Settlement retailers. Next, you shop online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Acima Leasing in White Settlement, TX or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in White Settlement, TX?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in White Settlement, TX. Usually, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
White Settlement, TX Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in White Settlement, TX as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in White Settlement and the big brands you know, including Asus, Purple, and Frigidaire. Find stores near you in White Settlement, TX, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in White Settlement, TX
Everyone in White Settlement, TX deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in White Settlement, TX. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, a smartphone number and email address must be provided.
Acima Leasing in White Settlement, TX also requires an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in White Settlement, TX, the Choice Is Yours
Many shoppers across White Settlement, TX can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.