Snap Finance in Weslaco, TX or Acima Leasing: Which is Better for You?

Seeking a lease-to-own solution in Weslaco, TX? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Weslaco, TX Lease-to-Own Company

When comparing lease-to-own companies in Weslaco, TX, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Weslaco so you can decide which company sounds best for you.

Understanding How Snap Finance and Acima Leasing in Weslaco, TX Work

How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Weslaco, TX tend to work the same way. You shop at an approved Weslaco retailer online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

After you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Weslaco, TX will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Items Can You Get With Acima Leasing or Snap Finance in Weslaco, TX?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Weslaco, TX. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.

Weslaco, TX Snap Finance Stores vs. Acima Leasing

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Weslaco, TX as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Weslaco and national brands you trust, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Weslaco, TX stores near you.

What Are the Requirements for Acima Leasing vs. Snap Finance in Weslaco, TX?

Snap Finance and Amica Leasing are dedicated to helping Weslaco, TX shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Weslaco, TX. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Weslaco, TX requires at least $750 in monthly income in an active checking account. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Acima Leasing or Snap Finance in Weslaco, TX, the Choice Is Yours

Acima Leasing and Snap Finance are great options for Weslaco, TX shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, lease-to-own process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.