How to Choose a Lease-to-Own Company in Waxahachie, TX
When comparing lease-to-own companies in Waxahachie, TX, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Waxahachie and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Waxahachie, TX Work?
How does Acima Leasing work? Or Snap Finance? Whichever Waxahachie, TX lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Waxahachie retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Waxahachie, TX will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
Waxahachie, TX Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Waxahachie, TX. Typically, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Waxahachie, TX
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Waxahachie, TX and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Waxahachie stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Waxahachie, TX, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Waxahachie, TX?
Everyone in Waxahachie, TX deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Waxahachie, TX. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.
Acima Leasing in Waxahachie, TX also requires an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Waxahachie, TX, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Waxahachie, TX shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.