Comparing Acima Leasing and Snap Finance in Watauga, TX

Looking for a lease-to-own company in Watauga, TX? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Watauga, TX

When comparing lease-to-own companies in Watauga, TX, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Watauga and Snap Finance so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Watauga, TX

How do Acima Leasing and Snap Finance work? Most Watauga, TX lease-to-own companies operate similarly. You shop in person or online at an approved Watauga retailer and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

After you're approved, pick the eligible items you want, and Acima Leasing in Watauga, TX or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Watauga, TX?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Watauga, TX. As a general rule of thumb, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Watauga, TX

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Watauga, TX as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Watauga and national brands you love, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Watauga, TX.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Watauga, TX?

For shoppers in Watauga, TX with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Watauga, TX. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Watauga, TX requires an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Consider Acima Leasing as Your Watauga, TX Lease-to-Own Company

Many shoppers across Watauga, TX can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.