Choosing Your Tyler, TX Lease-to-Own Company
When choosing a lease-to-own company in Tyler, TX, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Tyler and Acima Leasing so you can decide which company sounds best for you.
Snap Finance in Tyler, TX vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Tyler, TX follow similar models. You shop at an approved Tyler retailer online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Tyler, TX will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Tyler, TX?
The items you can shop for in Tyler, TX depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Tyler, TX
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Tyler, TX retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Tyler and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Tyler, TX stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Tyler, TX
Everyone in Tyler, TX deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Tyler, TX, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Tyler, TX also need an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Tyler, TX
Acima Leasing and Snap Finance have a lot to offer shoppers in Tyler, TX. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.