Choosing Your Temple, TX Lease-to-Own Company
When selecting a lease-to-own company in Temple, TX, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Temple so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Temple, TX Work
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Temple, TX tend to work the same way. You shop at an approved Temple retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, pick the eligible items you want, and Snap Finance in Temple, TX or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Temple, TX Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Temple, TX retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Temple, TX Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Temple, TX as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Temple businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Temple, TX or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Temple, TX?
Both Snap Finance and Amica Leasing aim to help shoppers in Temple, TX with less-than-perfect credit get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Temple, TX. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Temple, TX also need an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Temple, TX
Acima Leasing and Snap Finance have a lot to offer shoppers in Temple, TX. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.