What to Look for in Taylor, TX Lease-to-Own Companies
When choosing a lease-to-own company in Taylor, TX, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Taylor and Snap Finance so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Taylor, TX
How does Snap Finance work? Or Acima Leasing? Whichever Taylor, TX lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Taylor retailers. Next, you shop online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Taylor, TX will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Taylor, TX?
The items you can shop for vary based on which Taylor, TX retailers are approved by Snap Finance or Acima Leasing. Typically, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Taylor, TX
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Taylor, TX retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Taylor and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Taylor, TX, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Taylor, TX
Snap Finance and Acima Leasing both want to help shoppers in Taylor TX get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Taylor, TX. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Taylor, TX, you will also need at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Taylor, TX, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Taylor, TX. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.