Choosing Your Stephenville, TX Lease-to-Own Company
When selecting a lease-to-own company in Stephenville, TX, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Stephenville and Acima Leasing so you can determine which company is right for you.
Snap Finance in Stephenville, TX vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Whichever Stephenville, TX lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Stephenville retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Stephenville, TX will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Stephenville, TX?
The items you can shop for in Stephenville, TX depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Stephenville, TX
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Stephenville, TX as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Stephenville and the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Stephenville, TX stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Stephenville, TX
For shoppers in Stephenville, TX with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Stephenville, TX. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
Acima Leasing in Stephenville, TX also requires an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Stephenville, TX Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Stephenville, TX shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.