How to Choose a Lease-to-Own Company in Spurger, TX
When selecting a lease-to-own company in Spurger, TX, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Spurger and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in Spurger, TX Work?
How does Acima Leasing work? Or Snap Finance? Most Spurger, TX lease-to-own companies operate similarly. You shop in person or online at an approved Spurger retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Spurger, TX will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Spurger, TX?
The items you can shop for in Spurger, TX depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Spurger, TX
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Spurger, TX as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Spurger stores and national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Spurger, TX stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Spurger, TX?
Both Snap Finance and Amica Leasing support Spurger, TX residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Spurger, TX. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Spurger, TX also need an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Spurger, TX
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Spurger, TX. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.