How to Choose a Lease-to-Own Company in Southlake, TX
When picking a lease-to-own company in Southlake, TX, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Southlake and Acima Leasing so you can find the right company for you.
Snap Finance in Southlake, TX vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Southlake, TX tend to work the same way. You shop in person or online at an approved Southlake retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Southlake, TX will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Southlake, TX Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Southlake, TX retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Southlake, TX and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Southlake, TX as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Southlake and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Southlake, TX.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Southlake, TX?
Both Snap Finance and Amica Leasing support Southlake, TX residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Southlake, TX, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.
Acima Leasing in Southlake, TX also requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Southlake, TX Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Southlake, TX. Select the lease-to-own company that aligns with your needs, considering eligible retailers, process for applying, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.