Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in South Houston, TX

You’re ready to shop with help from a lease-to-own company in South Houston, TX. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in South Houston, TX

When comparing lease-to-own companies in South Houston, TX, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in South Houston and Acima Leasing so you can decide which company sounds best for you.

How Does Lease-to-Own in South Houston, TX Work?

Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in South Houston, TX tend to work the same way. To start, you choose an approved retailer in South Houston and shop in person or online. Then, you fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

You get approved, shop for the eligible products you want to get, and Snap Finance in South Houston, TX or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Items Can You Get With Acima Leasing or Snap Finance in South Houston, TX?

The items you can shop for in South Houston, TX depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.

South Houston, TX and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in South Houston, TX as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in South Houston and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find South Houston, TX stores near you.

Acima Leasing vs. Snap Finance Application and Requirements in South Houston, TX

Snap Finance and Acima Leasing both want to help shoppers in South Houston TX get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

For Snap Finance, you must be old enough to legally enter into a contract in South Houston, TX. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.

For Acima Leasing in South Houston, TX, you will also need an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your South Houston, TX Lease-to-Own Company

Many shoppers across South Houston, TX can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, lease-to-own process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.