What to Look for in Socorro, TX Lease-to-Own Companies
When selecting a lease-to-own company in Socorro, TX, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Socorro so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Socorro, TX Work
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Socorro, TX follow similar models. You shop at an approved Socorro retailer online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Snap Finance in Socorro, TX or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Socorro, TX?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Socorro, TX. Usually, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Socorro, TX
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Socorro, TX and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Socorro businesses to national brands you love, including Ikea, Bestbuy, and Goodyear. Find stores near you in Socorro, TX, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Socorro, TX
Snap Finance and Acima Leasing both want to help shoppers in Socorro TX get the items they need — even if they don't have perfect credit. Each company considers multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Socorro, TX. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.
Acima Leasing in Socorro, TX also requires at least $750 in monthly income in an active checking account. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Socorro, TX? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Socorro, TX. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.