Choosing Your Shepherd, TX Lease-to-Own Company
When choosing a lease-to-own company in Shepherd, TX, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Shepherd so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Shepherd, TX Work
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Shepherd, TX follow similar models. You shop at an approved Shepherd retailer online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, shop for the eligible products you want to get, and Snap Finance in Shepherd, TX or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Shepherd, TX?
The items you can shop for vary based on which Shepherd, TX retailers are approved by Snap Finance or Acima Leasing. Typically, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Shepherd, TX
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Shepherd, TX retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Shepherd stores and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Shepherd, TX.
What Are the Requirements for Acima Leasing vs. Snap Finance in Shepherd, TX?
Snap Finance and Amica Leasing are dedicated to helping Shepherd, TX shoppers get the items they need — regardless of credit score. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Shepherd, TX. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Shepherd, TX requires an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Shepherd, TX, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Shepherd, TX. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.