Acima Leasing or Progressive Leasing in Shepherd, TX?

Looking to lease-to-own in Shepherd, TX but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Shepherd, TX

Lease-to-own can save the day when you need new electronics, furniture, tires, and other items but are low on cash. When looking at companies like Progressive Leasing in Shepherd, how do you know which one to pick? Let's take a closer look at Acima Leasing and Progressive Leasing in Shepherd, TX so you can decide which company offers the requirements, store selection, and application process that fits your needs.

Shepherd Progressive Leasing vs. Acima Leasing: How They Work

How does Progressive Leasing work in Shepherd, TX? And how does Acima Leasing work? They both have similar application steps. Browse at eligible Shepherd retailers, choose the items you want, and fill out an application online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's that simple!

What's your shopping power? Progressive Leasing's approval amount varies. With Acima Leasing in Shepherd, you may be approved for up to $5,000!

Shepherd Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While Acima Leasing and Progressive Leasing in Shepherd, TX have similar application processes, they have different requirements. If you want to lease-to-own through Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing applicants in Shepherd, TX need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Shepherd with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing Stores in Shepherd, TX

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Shepherd, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.

With Acima Leasing, you can choose from over 15,000 stores — both local and nationwide. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out which stores are eligible in Shepherd, TX, or view Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Shepherd, TX

Acima Leasing and Progressive Leasing in Shepherd, TX follow similar guidelines for leasable items. Broadly speaking, eligible items are durable goods that are returnable and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Progressive Leasing or Acima Leasing in Shepherd, TX Right for You?

We can’t tell you which lease-to-own company in Shepherd, TX to choose. The right choice for you will depend on approval requirements, which stores in Shepherd you want to shop at, and the application process. Reading customer reviews and downloading the apps can help you get a sense of each company. Secure instant shopping power for the products you need today.