Choosing a Lease-to-Own Company in Seven Points, TX
When choosing a lease-to-own company in Seven Points, TX, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Seven Points and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Seven Points, TX Work?
How do Acima Leasing and Snap Finance work? Whichever Seven Points, TX lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Seven Points retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Seven Points, TX will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
Seven Points, TX Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Seven Points, TX depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Seven Points, TX Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Seven Points, TX businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Seven Points and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Seven Points, TX stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Seven Points, TX?
Snap Finance and Amica Leasing are dedicated to helping Seven Points, TX shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Seven Points, TX. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in Seven Points, TX, you will also need at least $750 in monthly income in an active checking account. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Seven Points, TX? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Seven Points, TX. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.