Choosing a Lease-to-Own Company in Selma, TX
When comparing lease-to-own companies in Selma, TX, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Selma and Snap Finance so you can determine which company is right for you.
Snap Finance in Selma, TX vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Selma, TX lease-to-own companies operate similarly. To start, you choose an approved retailer in Selma and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Selma, TX will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Selma, TX?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Selma, TX. Usually, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Selma, TX Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Selma, TX businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Selma and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Selma, TX stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Selma, TX
Both Snap Finance and Amica Leasing support Selma, TX residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Selma, TX. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Selma, TX also need an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Selma, TX Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Selma, TX. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.