How to Choose a Lease-to-Own Company in Schertz, TX
When comparing lease-to-own companies in Schertz, TX, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Schertz so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Schertz, TX Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Schertz, TX lease-to-own companies operate similarly. You shop at an approved Schertz retailer online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Snap Finance in Schertz, TX or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Schertz, TX?
The items you can shop for in Schertz, TX depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Schertz, TX
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Schertz, TX and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Schertz businesses to trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Schertz, TX or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Schertz, TX
For shoppers in Schertz, TX with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Schertz, TX. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Schertz, TX requires an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Schertz, TX? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Schertz, TX shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.