Choosing Your San Marcos, TX Lease-to-Own Company
When selecting a lease-to-own company in San Marcos, TX, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in San Marcos and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in San Marcos, TX Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in San Marcos, TX follow similar models. You shop in person or online at an approved San Marcos retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in San Marcos, TX will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in San Marcos, TX?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in San Marcos, TX. Generally, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in San Marcos, TX
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local San Marcos, TX businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in San Marcos and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find San Marcos, TX stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in San Marcos, TX?
Everyone in San Marcos, TX deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in San Marcos, TX. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in San Marcos, TX also need an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in San Marcos, TX
Many shoppers across San Marcos, TX can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.