Choosing Between Richardson, TX Lease-to-Own Companies
Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Richardson, but how do you know which one to go with? Let's compare Acima Leasing in Richardson, TX against Progressive Leasing to guide you in deciding which company's store selection, requirements, and application process sound right for you.
Richardson Progressive Leasing vs. Acima Leasing: What’s the Process?
How do you lease-to-own with Progressive Leasing in Richardson, TX? What about Acima Leasing? Applying with either company will look pretty similar. Shop at eligible Richardson stores, find the items you want, and fill out an application online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It’s that easy!
How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Richardson, you may be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in Richardson vs. Acima Leasing
While Acima Leasing and Progressive Leasing in Richardson, TX have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
Acima Leasing in Richardson, TX requires you to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Richardson with less-than-perfect credit. We use more than just your credit history when considering your application and determining your spending power.
Progressive Leasing vs. Acima Leasing: Richardson, TX Stores
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Richardson stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.
With Acima Leasing, you can choose from over 15,000 stores — both local and nationwide. Shop at the stores you know and love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. See which stores are available near you in Richardson, TX, or shop Acima Leasing's online retailers.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Richardson, TX?
Progressive Leasing and Acima Leasing in Richardson, TX consider the same items leasable. Typically, an eligible product must be durable, returnable, and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Which Is Right for You: Progressive Leasing or Acima Leasing in Richardson, TX?
We can’t tell you which lease-to-own company in Richardson, TX to choose. You have to select the right fit for you based on the application process, approval requirements, and which Richardson stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.