Choosing a Lease-to-Own Company in Rice, TX
When picking a lease-to-own company in Rice, TX, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Rice and Snap Finance so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Rice, TX
Are there any differences in how Snap Finance and Acima Leasing work? Most Rice, TX lease-to-own companies operate similarly. You shop in person or online at an approved Rice retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Rice, TX will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Rice, TX?
The items you can shop for vary based on which Rice, TX retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Rice, TX Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Rice, TX as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Rice stores and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Rice, TX stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Rice, TX?
Snap Finance and Amica Leasing are dedicated to helping Rice, TX shoppers get the items they need — regardless of credit score. Each company weighs multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Rice, TX. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.
Acima Leasing in Rice, TX also requires an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Rice, TX, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Rice, TX. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.