Choosing a Lease-to-Own Company in Refugio, TX
When comparing lease-to-own companies in Refugio, TX, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Refugio so you can determine which company is right for you.
How Does Lease-to-Own in Refugio, TX Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Refugio, TX follow similar models. First, you pick from a list of approved Refugio retailers. Next, you shop online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Refugio, TX will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Refugio, TX?
The items you can shop for vary based on which Refugio, TX retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Refugio, TX Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Refugio, TX retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Refugio and the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Refugio, TX stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Refugio, TX?
Both Snap Finance and Amica Leasing aim to help shoppers in Refugio, TX with less-than-perfect credit get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Refugio, TX. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
For Acima Leasing in Refugio, TX, you will also need an active checking account with $750 or more in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Refugio, TX, the Choice Is Yours
Many shoppers across Refugio, TX can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.