How to Choose a Lease-to-Own Company in Plainview, TX
When choosing a lease-to-own company in Plainview, TX, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Plainview so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Plainview, TX Work
How do Acima Leasing and Snap Finance work? Whichever Plainview, TX lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Plainview retailers. Next, you shop online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Acima Leasing or Snap Finance in Plainview, TX will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Plainview, TX?
The items you can shop for vary based on which Plainview, TX retailers are approved by Snap Finance or Acima Leasing. Typically, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Plainview, TX
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Plainview, TX businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Plainview and trusted name brands, including Ikea, Bestbuy, and Goodyear. Find stores near you in Plainview, TX, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Plainview, TX
Both Snap Finance and Amica Leasing support Plainview, TX residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Plainview, TX. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Plainview, TX requires an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Plainview, TX? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Plainview, TX. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.