Choosing Between Acima Leasing and Progressive Leasing in Penitas, TX

Who do you go to for lease-to-own solutions in Penitas, TX? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Penitas, TX

Lease-to-own can be a great option when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. Penitas is full of companies like Progressive Leasing, so how do you pick one? Let's take a closer look at Acima Leasing and Progressive Leasing in Penitas, TX to help you determine which company's store selection, requirements, and application process sound right for you.

Penitas Acima Leasing vs. Progressive Leasing: How Do They Work?

How do you lease-to-own with Progressive Leasing in Penitas, TX? What about Acima Leasing? Both companies follow similar application processes. Shop at eligible retailers in Penitas, pick out the items you want, and fill out an application online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's as simple as that!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Penitas, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Penitas vs. Acima Leasing

While the application processes for Acima Leasing and Progressive Leasing in Penitas, TX are alike, their requirements are different. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing in Penitas, TX requires you to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Penitas with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Where in Penitas Can I Shop with Acima Leasing vs. Progressive Leasing?

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Penitas and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.

With Acima Leasing, you can choose from over 15,000 stores — both local and nationwide. Shop at the stores you know and love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. See which stores are available near you in Penitas, TX, or shop Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Penitas, TX?

You'll find that Progressive Leasing and Acima Leasing in Penitas, TX  have similar leasable items. Typically, an eligible product must be durable, returnable, and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Acima Leasing or Progressive Leasing the Best Penitas, TX Lease-to-Own Company?

The choice of lease-to-own company in Penitas, TX is entirely in your hands. You have to select the right fit for you based on approval requirements, which stores in Penitas you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Get instant shopping power for the items you need today.