Comparing Acima Leasing and Snap Finance in Paris, TX

You need a lease-to-own option in Paris, TX — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Paris, TX Lease-to-Own Companies

When choosing a lease-to-own company in Paris, TX, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Paris and Snap Finance so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in Paris, TX

How do Acima Leasing and Snap Finance work? Most Paris, TX lease-to-own companies operate similarly. First, you pick from a list of approved Paris retailers. Next, you shop online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

Once approved, pick the eligible items you want, and Snap Finance in Paris, TX or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Paris, TX?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Paris, TX. Generally, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

Acima Leasing vs. Snap Finance Stores in Paris, TX

Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Paris, TX and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Paris stores and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Paris, TX or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Paris, TX?

Everyone in Paris, TX deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Snap Finance requires you to be old enough to legally enter into a contract in Paris, TX. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, a smartphone number and email address must be provided.

Acima Leasing in Paris, TX also requires an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Looking for Companies Like Snap Finance in Paris, TX? Try Acima Leasing

Acima Leasing and Snap Finance have a lot to offer shoppers in Paris, TX. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.