Deciding Between Acima Leasing and Snap Finance in North Richland Hills, TX

Looking for a lease-to-own company in North Richland Hills, TX? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing a Lease-to-Own Company in North Richland Hills, TX

When comparing lease-to-own companies in North Richland Hills, TX, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in North Richland Hills so you can determine which company is right for you.

Snap Finance in North Richland Hills, TX vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in North Richland Hills, TX follow similar models. You shop in person or online at an approved North Richland Hills retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in North Richland Hills, TX will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

North Richland Hills, TX Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for vary based on which North Richland Hills, TX retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.

Acima Leasing vs. Snap Finance Stores in North Richland Hills, TX

Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in North Richland Hills, TX and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small North Richland Hills businesses to trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in North Richland Hills, TX or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in North Richland Hills, TX

Everyone in North Richland Hills, TX deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in North Richland Hills, TX. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.

Acima Leasing in North Richland Hills, TX also requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your North Richland Hills, TX Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in North Richland Hills, TX. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.