What to Look for in Montgomery, TX Lease-to-Own Companies
When picking a lease-to-own company in Montgomery, TX, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Montgomery and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Montgomery, TX Work?
How do Acima Leasing and Snap Finance work? Most Montgomery, TX lease-to-own companies operate similarly. First, you pick from a list of approved Montgomery retailers. Next, you shop online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, pick the eligible items you want, and Snap Finance in Montgomery, TX or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Montgomery, TX?
The items you can shop for in Montgomery, TX depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Montgomery, TX
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Montgomery, TX retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Montgomery stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Montgomery, TX stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Montgomery, TX
Both Snap Finance and Amica Leasing support Montgomery, TX residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Montgomery, TX. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
Acima Leasing in Montgomery, TX also requires an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Montgomery, TX, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Montgomery, TX shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.