Deciding Between Acima Leasing and Snap Finance in Midlothian, TX

Looking for a lease-to-own company in Midlothian, TX? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

See Locations by Category

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

Choosing Your Midlothian, TX Lease-to-Own Company

When choosing a lease-to-own company in Midlothian, TX, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Midlothian so you can determine which company is right for you.

How Does Lease-to-Own in Midlothian, TX Work?

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Midlothian, TX follow similar models. To start, you choose an approved retailer in Midlothian and shop in person or online. Then, you fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Midlothian, TX will purchase them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Can You Lease With Acima Leasing and Snap Finance in Midlothian, TX?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Midlothian, TX. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Midlothian, TX

Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Midlothian, TX retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Midlothian stores and national brands you love, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Midlothian, TX.

What’s Needed to Apply for Acima Leasing or Snap Finance in Midlothian, TX

Both Snap Finance and Amica Leasing aim to help shoppers in Midlothian, TX with less-than-perfect credit get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Midlothian, TX. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.

For Acima Leasing in Midlothian, TX, you will also need at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Midlothian, TX

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Midlothian, TX. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.