Choosing Your Mesquite, TX Lease-to-Own Company
When comparing lease-to-own companies in Mesquite, TX, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Mesquite and Acima Leasing so you can decide which company sounds best for you.
Snap Finance in Mesquite, TX vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Mesquite, TX follow similar models. To start, you choose an approved retailer in Mesquite and shop in person or online. Then, you apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Mesquite, TX will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Mesquite, TX?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Mesquite, TX. Usually, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Mesquite, TX and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Mesquite, TX as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Mesquite and national brands you love, including Asus, Purple, and Frigidaire. Get started today at a store near you in Mesquite, TX or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Mesquite, TX?
Both Snap Finance and Amica Leasing aim to help shoppers in Mesquite, TX with less-than-perfect credit get the items they need. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Mesquite, TX, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Mesquite, TX also need an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Mesquite, TX? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Mesquite, TX. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.