Comparing Lease-to-Own Companies in McKinney, TX
Lease-to-own can save the day when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. With so many companies like Progressive Leasing in McKinney, how do you know which one to choose? Let's compare Acima Leasing in McKinney, TX against Progressive Leasing to help you determine which company has the best application process, store selection, and requirements for you.
How Do Acima Leasing and Progressive Leasing in McKinney, TX Work?
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in McKinney, TX? Applying with either company will look pretty similar. Browse at eligible McKinney retailers, pick out the items you want, and fill out an application online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's as simple as that!
How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in McKinney, you can be approved for up to $5,000!
McKinney Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
While the application processes for Acima Leasing and Progressive Leasing in McKinney, TX are alike, their requirements are different. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
Acima Leasing applicants in McKinney, TX need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Acima Leasing and Progressive Leasing both help shoppers in McKinney who have less-than-stellar credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Where in McKinney Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in McKinney and online, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.
Acima Leasing has more than 15,000 eligible stores — including national brands and local businesses. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out Acima Leasing's online retailers, or browse McKinney, TX stores.
What Can You Lease with Progressive Leasing vs. Acima Leasing in McKinney, TX?
The rules for leasable items at Acima Leasing and Progressive Leasing in McKinney, TX are quite similar. Generally, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Which Is Right for You: Progressive Leasing or Acima Leasing in McKinney, TX?
The choice of lease-to-own company in McKinney, TX is entirely in your hands. The best option for you depends on approval requirements, which stores in McKinney you want to shop at, and the application process. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.