Choosing Your Mcallen, TX Lease-to-Own Company
When picking a lease-to-own company in Mcallen, TX, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Mcallen so you know which company is your best fit.
How Does Lease-to-Own in Mcallen, TX Work?
How do Acima Leasing and Snap Finance work? Most Mcallen, TX lease-to-own companies operate similarly. First, you pick from a list of approved Mcallen retailers. Next, you shop online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Acima Leasing in Mcallen, TX or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
Mcallen, TX Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Mcallen, TX depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Mcallen, TX
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Mcallen, TX retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Mcallen businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Mcallen, TX stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Mcallen, TX
For shoppers in Mcallen, TX with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Mcallen, TX. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Mcallen, TX also need an active checking account and a monthly income of $750 or more. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Mcallen, TX Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Mcallen, TX shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.