Choosing Between Acima Leasing and Progressive Leasing in Mc Kinney, TX

Who do you go to for lease-to-own solutions in Mc Kinney, TX? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How Do I Choose Between Lease-to-Own Companies in Mc Kinney, TX?

Lease-to-own can save the day when you need new furniture, electronics, appliances, and other goods but are low on cash. With so many companies like Progressive Leasing in Mc Kinney, how do you know which one to choose? Let's compare Acima Leasing in Mc Kinney, TX against Progressive Leasing so you can decide which company's store selection, requirements, and application process sound right for you.

How Do Acima Leasing and Progressive Leasing in Mc Kinney, TX Work?

How does Progressive Leasing work in Mc Kinney, TX? And how does Acima Leasing work? Applying with either company will look pretty similar. Shop at eligible retailers in Mc Kinney, pick out the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!

How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Mc Kinney, you may be approved for up to $5,000!

Mc Kinney Acima Leasing Requirements vs. Progressive Leasing Requirements

While the application processes for Acima Leasing and Progressive Leasing in Mc Kinney, TX are alike, their requirements are different. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Mc Kinney, TX, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Mc Kinney with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing Stores in Mc Kinney, TX

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Mc Kinney and online, like Best Buy, Kay Jewelers, and Mattress Firm. Before you start shopping, double-check their approved stores in your area.

Acima Leasing lets you choose from more than 15,000 stores — both local and nationwide. Shop at the stores you know and love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. View stores near you in Mc Kinney, TX, or browse Acima Leasing’s online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Mc Kinney, TX?

You'll find that Progressive Leasing and Acima Leasing in Mc Kinney, TX  have similar leasable items. Typically, eligible products include returnable, durable goods for household or personal use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Is Acima Leasing or Progressive Leasing the Best Mc Kinney, TX Lease-to-Own Company?

Determining the right lease-to-own company in Mc Kinney, TX is a personal choice we can't make for you. The best option for you depends on the application process, approval requirements, and which Mc Kinney stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Lease-to-own can help you get the products you need today.