Comparing Acima Leasing and Snap Finance in Mansfield, TX

Looking for a lease-to-own company in Mansfield, TX? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Mansfield, TX Lease-to-Own Company

When selecting a lease-to-own company in Mansfield, TX, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Mansfield and Acima Leasing so you know which company is your best fit.

Snap Finance in Mansfield, TX vs. Acima Leasing: How They Work

Are there any differences in how Snap Finance and Acima Leasing work? Most Mansfield, TX lease-to-own companies operate similarly. First, you pick from a list of approved Mansfield retailers. Next, you shop online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, shop for the eligible products you want to get, and Acima Leasing in Mansfield, TX or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

Mansfield, TX Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for vary based on which Mansfield, TX retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Mansfield, TX

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Mansfield, TX retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Mansfield and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Mansfield, TX.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Mansfield, TX?

Everyone in Mansfield, TX deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

For Snap Finance, you must be old enough to legally enter into a contract in Mansfield, TX. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.

With Acima Leasing, shoppers in Mansfield, TX also need at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Mansfield, TX Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Mansfield, TX. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.