Choosing a Lease-to-Own Company in Lubbock, TX
When comparing lease-to-own companies in Lubbock, TX, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Lubbock and Snap Finance so you know which company is your best fit.
Snap Finance in Lubbock, TX vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Whichever Lubbock, TX lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Lubbock retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, shop for the eligible products you want to get, and Snap Finance in Lubbock, TX or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Lubbock, TX?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Lubbock, TX. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Lubbock, TX
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Lubbock, TX as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Lubbock businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Lubbock, TX, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Lubbock, TX?
Snap Finance and Acima Leasing both want to help shoppers in Lubbock TX get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Lubbock, TX. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
Acima Leasing in Lubbock, TX also requires at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Lubbock, TX Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Lubbock, TX. Select the lease-to-own company that aligns with your needs, considering eligible retailers, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.