Progressive Leasing or Acima Leasing in Lubbock, TX?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Lubbock, TX? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Lubbock, TX

Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. When looking at companies like Progressive Leasing in Lubbock, how do you know which one to pick? Let's dive into Progressive Leasing and Acima Leasing in Lubbock, TX so you can figure out which company's store selection, requirements, and application process sound right for you.

How Do Acima Leasing and Progressive Leasing in Lubbock, TX Work?

How do you lease-to-own with Progressive Leasing in Lubbock, TX? What about Acima Leasing? Applying with either company will look pretty similar. Shop at eligible retailers in Lubbock, pick out the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's as simple as that!

How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Lubbock, you may be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Lubbock vs. Acima Leasing?

Acima Leasing and Progressive Leasing in Lubbock, TX might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing applicants in Lubbock, TX need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Lubbock shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing Stores in Lubbock, TX

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Lubbock stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Before you start shopping, double-check their approved stores in your area.

Acima Leasing has more than 15,000 eligible stores — both local and nationwide. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out which stores are eligible in Lubbock, TX, or view Acima Leasing's online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Lubbock, TX?

The rules for leasable items at Acima Leasing and Progressive Leasing in Lubbock, TX are quite similar. Typically, eligible items are durable goods that are returnable and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Better: Acima Leasing or Progressive Leasing in Lubbock, TX?

The decision of which Lubbock, TX lease-to-own company to choose is entirely yours to make. You have to select the right fit for you based on the application process, approval requirements, and which Lubbock stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.