Choosing Your Longview, TX Lease-to-Own Company
When choosing a lease-to-own company in Longview, TX, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Longview and Snap Finance so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Longview, TX
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Longview, TX tend to work the same way. You shop in person or online at an approved Longview retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, shop for the eligible products you want to get, and Acima Leasing in Longview, TX or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Longview, TX Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Longview, TX retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Longview, TX
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Longview, TX businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Longview and national brands you trust, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Longview, TX stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Longview, TX?
Snap Finance and Amica Leasing are dedicated to helping Longview, TX shoppers get the items they need — regardless of credit score. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Longview, TX. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Longview, TX, you will also need at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Longview, TX, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Longview, TX shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.