Seeking a lease-to-own solution in Livingston, TX? We compare Acima Leasing and Snap Finance to help guide your decision
Choosing a Lease-to-Own Company in Livingston, TX
When selecting a lease-to-own company in Livingston, TX, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Livingston so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Livingston, TX
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Livingston, TX follow similar models. To start, you choose an approved retailer in Livingston and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, shop for the eligible products you want to get, and Snap Finance in Livingston, TX or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Livingston, TX?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Livingston, TX. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Livingston, TX Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Livingston, TX as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Livingston and national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Livingston, TX, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Livingston, TX
Both Snap Finance and Amica Leasing support Livingston, TX residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Livingston, TX. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Livingston, TX requires at least $750 in monthly income in an active checking account. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Livingston, TX Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Livingston, TX. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.