Choosing a Lease-to-Own Company in Lamesa, TX
When comparing lease-to-own companies in Lamesa, TX, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Lamesa and Acima Leasing so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Lamesa, TX Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Lamesa, TX follow similar models. First, you pick from a list of approved Lamesa retailers. Next, you shop online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Lamesa, TX will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Lamesa, TX?
The items you can shop for vary based on which Lamesa, TX retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Lamesa, TX Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Lamesa, TX and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Lamesa and the big brands you know, including Ikea, Bestbuy, and Goodyear. Find stores near you in Lamesa, TX, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Lamesa, TX?
Both Snap Finance and Amica Leasing support Lamesa, TX residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Lamesa, TX, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
For Acima Leasing in Lamesa, TX, you will also need at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Lamesa, TX Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Lamesa, TX. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.