How to Choose a Lease-to-Own Company in La Porte, TX
When selecting a lease-to-own company in La Porte, TX, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in La Porte and Snap Finance so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in La Porte, TX
How does Snap Finance work? Or Acima Leasing? Most La Porte, TX lease-to-own companies operate similarly. You shop at an approved La Porte retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, shop for the eligible products you want to get, and Acima Leasing in La Porte, TX or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in La Porte, TX?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in La Porte, TX. As a general rule of thumb, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
La Porte, TX Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local La Porte, TX retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local La Porte stores and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find La Porte, TX stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in La Porte, TX
Both Snap Finance and Amica Leasing support La Porte, TX residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in La Porte, TX. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in La Porte, TX requires at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in La Porte, TX, the Choice Is Yours
Acima Leasing and Snap Finance are great options for La Porte, TX shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.