Choosing Your La Feria, TX Lease-to-Own Company
When selecting a lease-to-own company in La Feria, TX, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in La Feria and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in La Feria, TX Work?
How does Acima Leasing work? Or Snap Finance? Most La Feria, TX lease-to-own companies operate similarly. First, you pick from a list of approved La Feria retailers. Next, you shop online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in La Feria, TX will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in La Feria, TX?
The items you can shop for in La Feria, TX depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in La Feria, TX
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local La Feria, TX retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local La Feria stores and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in La Feria, TX, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in La Feria, TX?
Both Snap Finance and Amica Leasing aim to help shoppers in La Feria, TX with less-than-perfect credit get the items they need. Each company considers multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in La Feria, TX. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in La Feria, TX requires an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in La Feria, TX, the Choice Is Yours
Acima Leasing and Snap Finance are great options for La Feria, TX shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.