Choosing Between Acima Leasing and Progressive Leasing in Katy, TX

When you need a lease-to-own solution in Katy, TX, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How Do I Choose Between Lease-to-Own Companies in Katy, TX?

Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but don't have the cash to purchase them outright. Katy is full of companies like Progressive Leasing, so how do you pick one? Let's dive into Progressive Leasing and Acima Leasing in Katy, TX so you can decide which company offers the requirements, store selection, and application process that fits your needs.

Katy Progressive Leasing vs. Acima Leasing: How They Work

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Katy, TX? They both have similar application steps. Shop at eligible Katy stores, choose the items you want, and complete an application in-store or online. After being approved, select a payment option, sign your agreement, and complete an initial payment. Easy-peasy!

What's your shopping power? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Katy!

Katy Acima Leasing Requirements vs. Progressive Leasing Requirements

Acima Leasing and Progressive Leasing in Katy, TX might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing applicants in Katy, TX need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Both Acima Leasing and Progressive Leasing are designed for shoppers in Katy with less-than-perfect credit. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing: What Katy Stores Are Eligible?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Katy stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.

With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop the stores you trust, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. View stores near you in Katy, TX, or browse Acima Leasing’s online retailers.

What Items Can I Lease in Katy, TX with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Katy, TX are quite similar. In general, durable goods for personal or household use that can be returned are considered eligible. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Acima Leasing or Progressive Leasing the Best Katy, TX Lease-to-Own Company?

We can’t tell you which lease-to-own company in Katy, TX to choose. You have to select the right fit for you based on the application process, approval requirements, and which Katy stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.