What to Look for in Irving, TX Lease-to-Own Companies
When selecting a lease-to-own company in Irving, TX, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Irving and Acima Leasing so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Irving, TX Work
How does Snap Finance work? Or Acima Leasing? Whichever Irving, TX lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Irving and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Irving, TX or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Irving, TX Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Irving, TX. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Irving, TX
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Irving, TX retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Irving stores and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Irving, TX, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Irving, TX?
For shoppers in Irving, TX with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Irving, TX. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Irving, TX also need an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Irving, TX? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Irving, TX. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.