Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Hurst, TX

You need a lease-to-own option in Hurst, TX — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Hurst, TX Lease-to-Own Companies

When picking a lease-to-own company in Hurst, TX, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Hurst so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Hurst, TX Work

Are there any differences in how Snap Finance and Acima Leasing work? Whichever Hurst, TX lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Hurst and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Hurst, TX will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Hurst, TX?

The items you can shop for in Hurst, TX depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Hurst, TX

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Hurst, TX as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Hurst and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Hurst, TX stores near you.

What’s Needed to Apply for Acima Leasing or Snap Finance in Hurst, TX

Snap Finance and Amica Leasing are dedicated to helping Hurst, TX shoppers get the items they need — regardless of credit score. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Hurst, TX. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Hurst, TX requires an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your Hurst, TX Lease-to-Own Company

Acima Leasing and Snap Finance are great options for Hurst, TX shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible retailers, process for applying, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.