How to Choose a Lease-to-Own Company in Howe, TX
When comparing lease-to-own companies in Howe, TX, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Howe so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Howe, TX Work
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Howe, TX tend to work the same way. First, you pick from a list of approved Howe retailers. Next, you shop online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Snap Finance in Howe, TX or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
Howe, TX Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Howe, TX depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Howe, TX and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Howe, TX retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Howe businesses to trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Howe, TX stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Howe, TX?
Both Snap Finance and Amica Leasing support Howe, TX residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Howe, TX. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Howe, TX also requires at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Howe, TX, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Howe, TX. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.